if i will create a club,how will i insert a photo for it?

If by "insert photo for club" you mean "upload an icon and banner then you should create club, then simply click "edit club" button (red color on my picture). And after words "Pictures are worth a thousand words and we know the fans love to show their pride. Submit a banner and icon to represent this club and we'll choose from your suggestions. We can't wait to see your creations!" upload images.

I hope it will help you. Sorry, if I've made some grammar mistakes.